Whether protecting access to web site content, authenticating subscribers to web services such as online banking or simply identifying remote users for time and attendance logging, online authentication presents unique challenges. User name and password are no longer effective at identifying online users. Credentials like these can be lost, stolen or shared. Social engineering attacks can make online identities suspect at best. To protect online access, the owner of the web content or service must decide if they will require two-factor authentication or single-factor. A single-factor would be a password or something you know. Two-factor authentication requires something you are such as a fingerprint or other biometric.
Authenticating web site users and subscribers via the Internet is a unique challenge. Biometrics provides Web access to only those who have enrolled their fingerprints and prevents users from sharing credentials or more importantly, from having them stolen. Biometric web authentication would virtually eliminate the threats of phishing and social engineering attacks on consumers and greatly reduce or eliminate web identity theft.